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| National | Average Rate* | Points | APR | | 30-Year Fixed | 7.750% | 1.000 | 7.929% | | 15-Year Fixed | 6.625% | 1.925 | 7.063% | | ARM | 8.125% | 2.900 | 6.793% | | | * Conforming FNMA Loan Amount |
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